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Mumbai Suburban, Maharashtra
Gold Rate Today in Mumbai Suburban23 October 2026
Live 24K, 22K and 18K gold price per gram and 999 silver retail-metal reference rates for Mumbai Suburban, with GST tools and local bullion context.
On 23 October 2026 at 04:14 IST, 24K gold in Mumbai Suburban is ₹14,661 per gram (₹1,46,612 per 10g), 22K is ₹13,430 per gram (₹1,34,296 per 10g) and 18K is ₹10,996 per gram. Source: All India Bullion (AIB) Reference Retail Metal Rates. Methodology and limitations.
Updated · Rates refresh continuously as the market moves.
Gold 999 ₹66/10 g(+0.05%)vs previous closeSilver 999 ₹54/kg(-0.03%)vs previous closeDhanteras is on Friday, 6 November, Diwali is on Sunday, 8 November. Gold rate on Dhanteras 2026 →Gold rate on Diwali 2026 →
24K Gold
₹1,46,612
per 10g
22K Gold
₹1,34,297
per 10g
Silver
₹2,03,672
per kg
Rate snapshot: 23 Oct, 04:14 IST
Live Mumbai Suburban Bullion Rates
Retail gold and silver reference prices
Live Update •
Gold
Gold Products
Per 10 g · retail, RTGS and with GST
RETAIL 995
per 10 g
₹1,45,465▲ 66
RTGS 995
per 10 g
₹1,40,991▲ 189
995 WITH GST
per 10 g
₹1,45,220▲ 194
RETAIL 999
per 10 g
₹1,46,465▲ 66
RTGS 999
per 10 g
₹1,41,791▲ 189
999 WITH GST
per 10 g
₹1,46,044▲ 194
Silver
Silver Products
Per kg · retail, RTGS and with GST
RETAIL 999
per kg
₹2,03,672▼ 54
RTGS 999
per kg
₹1,96,389▼ 76
999 WITH GST
per kg
₹2,02,280▼ 78
By purity
Gold Price In Karat
Derived from Gold Retail 999
10 Grams · karat prices
24K
₹1,46,612
per 10 g
23K
₹1,40,503
per 10 g
22K
₹1,34,296
per 10 g
20K
₹1,22,176
per 10 g
18K
₹1,09,959
per 10 g
14K
₹85,523
per 10 g
AIB reference rate. Values are derived for display; a bill may add GST and charges.
Local market snapshot
24K, 22K and 18K gold rate per gram in Mumbai Suburban on 23 October 2026
24K retail-metal reference
₹14,661 / gram
₹1,46,612 / 10g
Derived 22K metal value
₹13,430 / gram
₹1,34,296 / 10g
Derived 18K metal value
₹10,996 / gram
₹1,09,959 / 10g
This is a Mumbai Suburban-specific retail-metal reference, not a generic national number or a final jewellery invoice. The 22K figure is derived from the live 24K/999 metal reference; compare it with a local seller's invoice separately because making charges, wastage and 3% GST can change the final purchase price.
Read how AIB handles rate snapshots, timestamps and unavailable quotes in our rate methodology.
A year ago, 24K gold was ₹1,27,772 per 10 g — today's rate is +14.57% against it.See that day
Last 30 days
Recent trend
India-wide reference rates. A city price differs by the local premium a dealer applies there.
Over this period: −3.24% · High ₹1,51,286 (24 September 2026) · Low ₹1,46,384 (23 October 2026)
Gold Rate for the Last 10 Days (per gram)
India-wide reference rates. A city price differs by the local premium a dealer applies there. Recorded at 03:00 IST each weekday, covering the overnight international session.
| Date | 24K per gram | 22K per gram | 24K per 10 g | Change |
|---|---|---|---|---|
| 23 October 2026 | ₹14,638 | ₹13,409 | ₹1,46,384 | −₹1,686 |
| 22 October 2026 | ₹14,807 | ₹13,563 | ₹1,48,070 | −₹180 |
| 21 October 2026 | ₹14,825 | ₹13,580 | ₹1,48,250 | −₹573 |
| 20 October 2026 | ₹14,882 | ₹13,632 | ₹1,48,823 | +₹96 |
| 19 October 2026 | ₹14,873 | ₹13,623 | ₹1,48,727 | −₹33 |
| 16 October 2026 | ₹14,876 | ₹13,626 | ₹1,48,760 | +₹626 |
| 15 October 2026 | ₹14,813 | ₹13,569 | ₹1,48,134 | −₹1,076 |
| 14 October 2026 | ₹14,921 | ₹13,668 | ₹1,49,210 | −₹245 |
| 13 October 2026 | ₹14,946 | ₹13,690 | ₹1,49,455 | −₹1,059 |
| 12 October 2026 | ₹15,051 | ₹13,787 | ₹1,50,514 | +₹716 |
22K is derived at 916 fineness from the 999 reference. Change is per 10 g against the previous recorded day. Full gold rate history →
Gold Rates in Other Maharashtra Cities
Gold Rates Today In India
Tools & Calculators
Quick utilities to convert units, estimate costs, check spread, and compute TCS/TDS.
What would that metal be worth today?
Metal value only — making charges, GST and storage are not included.
Gold/Silver Unit Converter
Prefilled from today’s live rate at page load.
Gram: 10.000
10g: 1.000
Kg: 0.010
Tola: 0.857
Ounce: 0.322
Estimated value: ₹1,46,610
Making Charges Estimator
Base: ₹1,46,610
Making: ₹14,661
GST: ₹4,838.13
Total: ₹1,66,109.13
Buy‑Sell Spread Checker
Result: Profit ₹0
TCS & TDS Calculator
TCS: ₹0
TDS: ₹0
Total: ₹0
Net Payable: ₹0
Gold Rate in Mumbai Suburban on 23 October 2026 — per Gram, 10 Gram, Tola & 1 kg
23 October 2026 reference rates for Mumbai Suburban, Maharashtra. Prices below are derived from the live AIB 999 bullion quote for Mumbai Suburban and cover every common purity and weight, from 1 gram to 1 kilogram.
| Purity | 1 gram | 8 gram | 10 gram | 1 tola | 100 gram | 1 kg |
|---|---|---|---|---|---|---|
| 24K (1000)Fine-gold equivalent from the 999 reference | ₹14,661 | ₹1,17,289 | ₹1,46,612 | ₹1,71,005 | ₹14,66,116 | ₹1,46,61,161 |
| 22K (916)Standard jewellery gold | ₹13,430 | ₹1,07,437 | ₹1,34,296 | ₹1,56,640 | ₹13,42,962 | ₹1,34,29,624 |
| 18K (750)Studded & lightweight jewellery | ₹10,996 | ₹87,967 | ₹1,09,959 | ₹1,28,254 | ₹10,99,587 | ₹1,09,95,871 |
| Silver (999)Fine silver bullion | ₹204 | ₹1,629 | ₹2,037 | ₹2,376 | ₹20,367 | ₹2,03,672 |
1 kg gold price
₹1,46,61,161
24K 999 fine, Mumbai Suburban
1 tola gold price
₹1,71,005
11.6638 g, 24K
1 kg silver price
₹2,03,672
999 fine, Mumbai Suburban
On 23 October 2026, 24K gold in Mumbai Suburban is ₹14,661 per gram and ₹1,46,612 per 10 grams, while 22K jewellery gold is ₹13,430 per gram (₹1,34,296 per 10 grams). 22K is 91.6% pure, which is why it is stamped 916.
These are AIB city retail-metal reference rates, not a final jewellery bill. The 22K value is derived from the 24K/999 metal reference; a finished ornament adds making charges, wastage and 3% GST.
Buyer's guide
Understanding the gold rate in Mumbai Suburban
How the gold rate in Mumbai Suburban is set
The gold rate in Mumbai Suburban starts from the international price of gold, quoted in US dollars per troy ounce, converted into rupees at the day's dollar rate. Import duty and taxes are added on top, and then the local bullion trade adds its own premium or discount. That is why the rate moves through the day even when nothing changes in Mumbai Suburban itself: a move in London or New York, or in the rupee, reaches the local rate within minutes.
On 23 October 2026, 24K gold in Mumbai Suburban is ₹15 per 10 grams (0.01%) above Mumbai, the reference market. The difference reflects local transport, insurance and dealer margins, and changes from day to day.
24K vs 22K vs 18K gold in Mumbai Suburban
Karat measures how much of the metal is pure gold. The lower the karat, the more copper, silver or zinc is mixed in, which makes the piece harder and cheaper per gram. On 23 October 2026, one gram of 24K gold in Mumbai Suburban is ₹14,661, 22K is ₹13,430 and 18K is ₹10,996.
| Karat | Hallmark | Gold content | Used for | Per gram in Mumbai Suburban |
|---|---|---|---|---|
| 24K | 999 / 995 | 99.9% / 99.5% | Coins, bars and investment; too soft for most jewellery | ₹14,661 |
| 22K | 916 | 91.6% | Most Indian jewellery: chains, bangles, wedding sets | ₹13,430 |
| 18K | 750 | 75.0% | Diamond and stone-set pieces, lightweight daily wear | ₹10,996 |
How to check hallmarked gold in Mumbai Suburban
Gold jewellery sold in India carries a BIS hallmark. Look for three marks, usually laser-engraved on the inside of a ring or near the clasp of a chain:
- The BIS logo, the triangular mark of the Bureau of Indian Standards.
- The purity grade, such as 22K916 or 18K750, which should match what you are paying for.
- A six-character HUID, a unique code for that one piece.
You can check the HUID yourself in the government's BIS CARE app, which shows the purity, the jeweller and the hallmarking centre registered against it. Ask for the HUID to be printed on your invoice as well.
What a jeweller in Mumbai Suburban adds to the gold rate
The rate on this page is the price of the metal. A finished piece of jewellery costs more, because the invoice adds:
- Making charges, either a flat amount per gram or a percentage of the gold value. They vary widely with the design, so compare them between shops as closely as the gold rate.
- Wastage, which some jewellers charge separately for the metal lost in crafting.
- 3% GST on the invoice.
- Stone charges on set pieces. Ask for the stone weight to be deducted from the gold weight.
Example: a 10 g 22K chain in Mumbai Suburban, at 23 October 2026's rate
- Gold value (10 g × ₹13,430)
- ₹1,34,296
- Making charges (assumed 10%)
- ₹13,430
- GST (3%)
- ₹4,432
- Invoice total
- ₹1,52,158
The 10% making charge is an assumption to show the arithmetic, not a quote. Use the GST calculator above with your jeweller's actual charges.
Buying gold in Mumbai Suburban: a short checklist
- Compare the per-gram rate for the same karat. A 22K rate and a 24K rate are not comparable.
- Ask for making charges in writing before the piece is weighed and billed.
- Check the hallmark and HUID on the piece and on the invoice.
- Ask about the buy-back or exchange terms. Most jewellers deduct making charges when they buy a piece back.
- For investment rather than wear, 24K coins and bars carry far lower making charges than jewellery.
About Gold & Silver in Mumbai Suburban
Rates are AIB city retail-metal reference prices. Check the update time and confirm the final quote with your seller; the derived 22K value and final jewellery invoice can differ because of making charges, wastage and GST. See our rate methodology.
Today’s Market Update
On 23 October 2026 at 04:14 IST, AIB's Mumbai Suburban retail-metal reference is ₹1,46,612 for 24K gold per 10g and ₹1,34,296 for the derived 22K metal value per 10g. Silver 999 is ₹2,03,672 per kg. Final jewellery invoices can add making charges, wastage and 3% GST.
Rates are AIB city retail-metal reference prices. Check the update time and confirm the final quote with your seller; the derived 22K value and final jewellery invoice can differ because of making charges, wastage and GST. See our rate methodology.
Understand what moves the Mumbai Suburban rate
Plain-language guides, dated market news and short explainers from the AIB desk.
Latest analyst-led news
View allExplore More Cities in Maharashtra
Compare rates across nearby markets.
Gold and silver rates in Mumbai Suburban — common questions
What is the 24K gold rate in Mumbai Suburban today?
24K (999 fineness) gold in Mumbai Suburban is ₹1,46,612 per 10 grams as of 23 October 2026 at 04:14 IST. That works out to ₹14,661 per gram and ₹1,71,005 per tola. This is All India Bullion's reference retail-metal rate for Mumbai Suburban, Maharashtra; a jewellery invoice adds making charges, wastage and 3% GST on top.
What is the 22K gold rate in Mumbai Suburban today?
22K (916 fineness) gold in Mumbai Suburban is ₹1,34,296 per 10 grams as of 23 October 2026 at 04:14 IST, derived from the 999 reference rate. 22K is the purity most Indian gold jewellery is made in, which is why it is quoted separately from 24K investment-grade metal.
What is the silver rate in Mumbai Suburban today?
Silver (999 fineness) in Mumbai Suburban is ₹2,03,672 per kilogram as of 23 October 2026 at 04:14 IST. Per gram that is ₹204.
What is the 18K gold rate in Mumbai Suburban today?
18K (750 fineness) gold in Mumbai Suburban is ₹1,09,959 per 10 grams as of 23 October 2026 at 04:14 IST, or ₹10,996 per gram. 18K is 75% gold and is used mostly for diamond-studded and lightweight jewellery.
What is the price of 8 grams (1 sovereign) of 22K gold in Mumbai Suburban?
8 grams of 22K gold in Mumbai Suburban is ₹1,07,437 as of 23 October 2026 at 04:14 IST, at All India Bullion's reference rate. 8 grams is the "sovereign" or "pavan" weight many buyers in South India quote in.
Why is the gold rate in Mumbai Suburban different from Mumbai?
Mumbai Suburban's 24K reference rate is currently ₹15 per 10 grams higher than the Mumbai benchmark. Indian city rates diverge because of local dealer spreads, the cost of transporting and insuring metal into the city, and local demand. GST is the same 3% everywhere in India, so it is not a reason cities differ. Mumbai's Zaveri Bazar is the reference market most other cities price from.
Where can I buy gold and silver coins in Mumbai Suburban?
All India Bullion sells gold and silver coins and bars online at allindiabullion.com, priced at the live bullion rate with GST included, and delivers them by insured courier to Mumbai Suburban where the PIN code is serviceable, usually 10–15 days after payment. Orders are placed in the All India Bullion app.
What taxes apply when buying gold in Mumbai Suburban, Maharashtra?
GST applies on jewellery and making charges (typically 3% on gold value; making charges may attract additional GST). Large transactions may face TCS — consult your invoice or dealer in Mumbai Suburban.
Is digital gold a good option instead of physical gold in Mumbai Suburban?
Digital gold is convenient and liquid, but check vaulting, custodian, redemption rules and fees. For physical holdings in Mumbai Suburban, consider storage, insurance and hallmark authenticity.
Where can I find historical gold price charts for Mumbai Suburban?
Use the trend charts on the Mumbai Suburban page (7D / 30D / 1Y) to analyze historical movement and seasonality of local gold rates and plan purchases around festivals or weddings.
What is BIS hallmarking and how does it matter when buying in Mumbai Suburban?
BIS hallmark certifies purity. In Mumbai Suburban, always ask for hallmarked jewellery and HUID so you can verify purity, which influences resale and buy-back valuations.
