Gold & Silver Rate Today in India

So on most days the Indian rate moves for three reasons: international gold moved, the rupee moved, or the local premium changed. A fourth reason is policy. When the Union Budget changes import duty, the Indian price steps up or down while international gold barely moves. That happened on 23 July 2024, 30 January 2026 and 13 May 2026, and those days are marked on the gold rate history charts.

Other cities price off Mumbai. Their rate adds the dealer's margin in that city and the cost of transporting and insuring metal there, which is why the city rates on this page differ from Mumbai by a small amount, and why that gap changes during the day. GST is 3% everywhere in India, so it is not a reason the rates differ.

The rate board on this page has two modes. The retail rate is the reference price for buying metal over the counter, and it is shown before GST. The RTGSrate is the price dealers quote when payment is made by bank transfer (RTGS or NEFT) before delivery, the way the trade usually settles. It is shown both before and with GST, so you can see the full amount you would transfer.

Both are rates for 999 gold, per 10 grams, and 999 silver, per kilogram.

The gold rate is the price of the metal alone. A jewellery bill is built in three steps: the value of the gold in the piece (its weight times the rate for its purity), the making charge the jeweller adds for the work, and 3% GST on the two together. Some jewellers also add wastage, a charge for metal lost while the piece was made. Making charges vary widely, from a few percent on plain coins and chains to 20% or more on detailed designs, so they matter as much as the day's rate when you compare two shops.

Hallmarked gold jewellery sold in India carries a BIS hallmark: the BIS logo, the purity mark (such as 22K916) and a six-character HUID code. Enter the HUID in the government's BIS CARE app to see the purity and the jeweller who registered the piece. Coins and bars are usually 24K and marked 999 or 995. 995 is 99.5% gold, slightly less than 999, so it should be priced a little lower.

Rates on this page update through the trading day as the market moves, and each one shows the time it was quoted. When the feed has no fresh quote for a city, the page says so instead of showing an older figure as live. The bullion market is shut on Saturday and Sunday, so rates usually hold still until trading reopens on Monday.

AIB rates are reference rates for comparing prices. They are not an offer to buy or sell, and a seller's final quote can differ. The full method, including how the daily history is recorded, is on therate methodology page.